fix(auth): a hold-out moves a reset on only by its own time, and a reset lives 30 days at most

The reading of the full reading's fixes found that every refusal at the
address's ceiling moved a reset to 72 hours after it (A1): someone who
knows only the address kept the owner's own reset from ever taking effect
with one burst every three days, and kept a forgotten one alive (A2).

Now a hold-out that begins before a reset takes effect moves it on only by
the time it holds the owner out and no hold-out counted before did
(account_reset.heldOutUntil, under a row lock), so the owner gets 72 hours
outside hold-outs in total; and every reset not carried out lapses 30 days
after it was asked (resetLivesAtMost), whatever moved it, besides a week
after it took effect.

Migration (module, Learn's and Todo's servers, Learn's device schema):
ALTER TABLE "account_reset" ADD COLUMN "heldOutUntil" timestamp without
time zone; nullable, existing rows counted from now on.

Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>
Signed-off-by: Tizian 「ティツィアーン」 <raisondetredev@pm.me>

apps/learn/halkyon_learn_server/migrations/migration_registry.txt

@@ -43,3 +43,4 @@
 20261020211224692-email-code-purpose
 20261021100422048-session-ended-warning
 20261021110159867-second-factor-paths
+20261021134803749-reset-hold-outs